After a judgment is entered against a debtor, one of the most effective ways to collect the debt is to garnish wages or bank accounts. At our law firm, we have extensive experience and knowledge in garnishment actions and know how to avoid common mistakes.
The first step in garnishment actions is to locate all available wages and bank accounts of the debtor. We have access to resources that allow us investigate where the debtor’s money may be deposited or where the debtor is employed. We also use discovery pleadings to investigate and locate banking and income sources for debtors. This ensures that we are targeting the most collectible assets and maximizing the chances of recovery.
Once we have found the income or deposit source account, our approach is aggressive. We will submit the proper paperwork with the court, including obtaining a writ of garnishment, execution and if applicable, attachment when necessary, to enforce the judgment. We will serve the bank or employer, notify the debtor, and get the judgment in the garnishment.
It’s important to note that debtors can claim exemptions or seek to exclude themselves from the garnishment process or to protect their money or assets. We have experience in contesting these claims of exemption and disputes, and we will work hard to ensure that the garnishment process goes smoothly and that the judgment is collected in full.
In summary, garnishing wages and bank accounts is an effective way to collect on a judgment. At our law firm, we have extensive experience and knowledge in garnishment actions and know how to avoid common mistakes. We will locate all available wages and bank accounts of the debtor, submit the proper paperwork with the court, and contest any exemptions or disputes that may arise. Contact us today to learn more about how we can help you collect on your judgment through wage and bank account garnishment.